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Exploring Salem Oregon: The Great Salem Race

by Amy McLeod Group

Saturday, 8/18/18 - Downtown Salem

Discover Salem during the team building event of the year! Team up with your co-workers, family, or friends as you experience the city by solving clues and completing challenges.  This family friendly event is your opportunity to experience the city like never before!

Wear comfortable shoes! There will be approximately 3-5 miles traveled by foot and a party to celebrate afterward.  Bringing kids? There is a family division course that is shorter.

This even is for everyone! Families, friends, co-workers, church groups, youth groups, sports teams, and businesses are all encouraged to participate in this wonderful event!  Groups of 2-4 participants per team will compete.  This is a public event and people of all ages are encouraged to join in!

RACE DAY DETAILS

Registration opens: 9:00 AM

Start Time: 10:00 AM

End Time:  12:00 PM

Awards: 12:15 PM

Event Website

Courtesy of Amy McLeod, The McLeod Group Network

Photo Credit: gsr.salemyoungpros.com

How Proximity Affects Home Value

by Amy McLeod Group

Courtesy of Amy McLeod, The McLeod Group Network

By: HouseHunt.com

4340 Toni Ave N: Lovingly Cared for Home in Desirable Manbrin Garden!

by Amy McLeod Group

Salem-Keizer OR Home For Sale
4340 Toni Ave N, Keizer, OR  97303

Bright and clean, this darling home in desirable Manbrin Garden is just waiting for you to call it home! 4340 Toni Ave has been lovingly cared for and offers 2 generously sized bedrooms, a full bath, lots of natural light, a fireplace, neutral colors, plus hardwood floors underneath all the carpeted areas! The sun filled living room is an inviting place to kick back and relax. A charming eat in kitchen features plentiful cabinet and counter space, modern lighting and easy care flooring. Keep things tidy in the spacious laundry room. A bonus family room or use as a third bedroom provides so much extra living space and possibilities. The well manicured yard is surrounded by mature trees and plants with a shed for all your gardening supplies. Do not let this home, in this location slip through your fingers – come take a look today!

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

588 Dearborn Ave N: Darling Cottage in Great Location!

by Amy McLeod Group

Salem-Keizer OR Home For Sale
588 Dearborn Ave N, Keizer, OR  97301

Welcome home to 588 Dearborn Ave, a darling cottage on a large lot conveniently located near shopping, dining and other services. Relax in this nicely sized living room with a gas stove that flows into the dining area for formal entertaining. This well-organized kitchen makes meal prep a breeze with tons of storage space, counters, a large sink and durable tile flooring. The two generously sized bedrooms feature wood floors and built in closet organizers. Keep things tidy in this bright laundry room complete with stacking washer and dryer! Enjoy BBQ’s and relaxing on the patio overlooking your fenced yard with so much room to run and play. Low maintenance vinyl siding is another desirable feature! Turn this lovely house into your home!

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

It should come as no surprise that buying a home in a good school district is important to homebuyers. According to a report from Realtor.com, 86% of 18-34 year-olds and 84% of those aged 35-54 indicated that their home search areas were defined by school district boundaries.

What is surprising, however, is that 78% of recent homebuyers sacrificed features from their “must-have”lists in order to find homes within their dream school districts.

The top feature sacrificed was a garage at 19%, followed closely by a large backyard, an updated kitchen, the desired number of bedrooms, and an outdoor living area. The full results are shown in the graph below.

Buyers are attracted to schools with high test scores, accelerated academic programs, art and music programs, diversity, and before and after-school programs.

With a limited number of homes available to buy in today’s real estate market, competition is fierce for homes in good school districts. Danielle Hale, Chief Economist for Realtor.com, explained further,

“Most buyers understand that they may not be able to find a home that covers every single item on their wish list, but our survey shows that school districts are an area where many buyers aren’t willing to compromise.

For many buyers and not just buyers with children, ‘location, location, location,’ means ‘schools, schools, schools.’” (emphasis added)

Bottom Line
For buyers across the country, the quality of their children’s (or future children’s) education ranks highest on their must-have lists.

Before you start the search for your next home, let’s get together to discuss the market conditions in our area. 971.208.5093 or mcleodgroupoffice@gmail.com.

By: KCM Crew

1099 Harbour Lane NE: Gorgeous Avalon Meadows Home!

by Amy McLeod Group

Salem-Keizer OR Home For Sale
1099 Harbour Lane NE, Keizer, OR  97303

Spectacular! Like new! Immaculate! Move-in ready!  Do these qualities sound good to you? If so, this desirable Avalon Meadows home is just what you have been waiting for! From the moment you step inside you will truly be wowed! So many fantastic features make this home special: a two-story foyer, gorgeous wood laminate flooring, a gourmet kitchen, spacious master suite, recessed lighting, modern fixtures and neutral paint colors all in an open, flowing floor plan! A beautiful, cozy environment that is sure to be the heart of the home exists in this living room with a gas fireplace. A combination of style and function in the eat in kitchen will thrill the chef! Gorgeous granite countertops, a backsplash and stainless steel appliances add beauty while an abundance of custom cabinets, bar seating, and a dining area make it perfect not only for cooking delectable meals but for gatherings as well. Be spoiled in the best possible way in your soothing master suite outfitted with a tray ceiling, plush carpeting, dual vanity and a walk-in closet. Upstairs you will find two generously sized secondary bedrooms with a connecting bath. Relax on your patio in the fenced backyard. Appreciate the convenient location near shopping, dining and I5 for easy commuting. Neighborhood amenities include picnic, pet and playground green. Dreams can come true, as you will discover when you visit 1099 Harbour Lane!  

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

Exploring Salem Oregon: Molly Mo’s Summer Antique Faire

by Amy McLeod Group

Saturday, August 11, 2018 - 9:00 AM to 4:00 PM

Early buying party is Friday, August 10, from 5:00 PM to 8:00 PM - $10 cover - under 18 is free.

Saturday, August 11 - $3 cover.

25+ booths of vintage/antique/re-purposed vendors offering tons of high quality goods. Live music both days, food, wine/beer. Family-friendly event in the beautiful Sublimity countryside.

Union Hill Grange
15755 Grange Rd.
Sublimity, OR 97385

503 510-0820

Event Facebook Page

Courtesy of Amy McLeod, The McLeod Group Network

Photo Credit: travelsalem.com

4963 Manning Ct NE: Four Bedroom Single Level Home in Jan Rae North!

by Amy McLeod Group

Salem-Keizer OR Home For Sale
4963 Manning Ct NE, Salem, OR  97305

Perfectly situated on a quiet cul de sac lot in the Jan Rae North neighborhood sits this hard to find single level 4 bedroom home! New carpet, vinyl, counters, interior paint and some fixture are just a few of the many desirable features 4963 Manning Court has to offer! Soaring high vaulted ceilings create a dramatic entrance into the living room. A built in ledge around the top of the room is perfect for all your display pieces. Natural light illuminates this space that opens to the eat in kitchen making for easy entertaining and function. An abundance of cabinet and counterspace highlight the kitchen, plus there is a breakfast bar and dining area where guests can relax while you prepare a meal. Sliding doors lead to the patio overlooking your large, fenced backyard where you will enjoy grilling and chilling! Plush carpeting, a walk in closet and private bath make this master suite a delightful space. The three secondary bedrooms and second full bath provide space for everyone! An attached 2 car garage offers plenty of vehicle and tool storage, plus vinyl siding for low maintenance living. You MUST see this home to truly appreciate all it has to offer.

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

804 Knox St N: Spacious Two-Story Home in Western Estates!

by Amy McLeod Group

Salem-Keizer OR Home For Sale
804 Knox St N, Monmouth, OR  97361

There is room for everyone is this sprawling 2,100+ sq ft two story in Western Estates! 804 Knox Street features 5 generously sized bedrooms, 2.5 bathrooms, fresh interior paint, new appliances, central air, recessed lighting and an attached 2 car garage with unique drive thru to backyard. The cozy living room with a gas fireplace sets the scene for comfortable everyday living. This charming eat in kitchen makes meal prep a breeze with an abundance of cabinet and counter space, a gas range and breakfast bar open to the dining area. The master bedroom is a sweet retreat, plus an additional bedroom perfect for guests or use as a den/office are all conveniently located on the main level. Upstairs you will find three more bedrooms and a bonus living space. Enjoy a great backyard for BBQ’s and relaxing, plus a garden shed for all your tools and storage needs. ALL THIS in quite Monmouth. Come make this house your home!

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

Picture this nightmare: You apply for a mortgage, but your application gets rejected. Suddenly, you’re hit with an overwhelming wave of embarrassment, shock, and horror. It’s like having your credit card denied at the Shoprite. So. Much. Shame.

Sadly, this is a reality for some home buyers. According to a recent Federal Reserve study, one out of every eight home loan applications (12%) ends in a rejection.

There are a number of reasons mortgage applications get denied‚ and the saddest part is that many could have been avoided quite easily, had only the applicants known certain things were no-nos. So, before you're the next home buyer who gets burned by sheer ignorance, scan this list, and make sure you aren't making any of these five grave mistakes, which could land your mortgage application in the "no" pile.

1. You didn't use credit cards enough

Some people think credit card debt is the kiss of death ... but guess what? It's also a way to establish a credit history that shows you've got a solid track record paying off past debts.

While a poor credit history riddled with late payments can certainly call your application into question, it's just as bad, and perhaps worse, to have little or no credit history at all. Most lenders are reluctant to fork over money to individuals without substantial credit history. It's as if you're a ghost: Who's to say you won't disappear?

According to a recent report by the Consumer Financial Protection Bureau, roughly 45 million Americans are characterized as "credit invisible”—which means they don't have a credit report on file with the three major credit bureaus (Equifax, Experian, and TransUnion).

There’s a silver lining, though, for those who don’t have credit established. Some lenders will use alternative data, such as rent payments, cellphone bills, and school tuition, to assess your credit worthiness, says Staci Titsworth, a regional manager at PNC Mortgage in Pittsburgh.

2. You opened new credit cards recently

That Macy’s credit card you signed up for last month? Bad idea. New credit card applications can ding your credit score by up to five points, says Beverly Harzog, a consumer credit expert and author of “The Debt Escape Plan.”

That hit might seem minuscule, but if you’re on the cusp of qualifying for a mortgage, your new credit card could cause your loan application to be denied by a lender. So, the lesson is simple: Don’t open new credit cards right before you apply for a mortgage—and, even if your lender says things look good, don't open any new cards or spend oodles of money (on, say, furniture) until after you've moved in. After all, lenders can yank your loan up until the last minute if they suspect anything fishy, and hey, better safe than sorry.

3. You missed a medical bill

Credit cards aren't the only debt that count with a mortgage application—unpaid medical bills matter, too. When you default on medical bills, your doctor’s office or hospital is likely to outsource it to a debt collection agency, says independent credit expert John Ulzheimer. The debt collector may then decide to notify the credit bureaus that you’re overdue on your medical payments, which would place a black mark on your credit report. That’s a red flag to mortgage lenders.

If you can pay off your medical debt in full, do it. Can’t foot the bill? Many doctors and hospitals will work with you to create a payment plan, says Gerri Detweiler, head of market education at Nav.com, which helps small-business owners manage their credit. Showing a mortgage lender that you’re working to repay the debt could strengthen your application.

4. You changed jobs

So you changed jobs recently—so what? Problem is, mortgage lenders like to see at least two years of consistent income history when approving a loan. As a result, changing jobs shortly before you apply for a mortgage can hurt your application.

Of course, you don’t always have control over your employment. For instance, if you were recently laid off by your employer, finding a new job would certainly be more important than buying a house. But if you’re gainfully employed and just considering changing jobs, you’ll want to wait until after you close on a house so that your mortgage gets approved.

5. You lied on your loan application

This one seems painfully obvious, but let's face it—while it may be tempting to think that lenders don't know everything about you financially, they really do their homework well! So no matter what, be honest with your lender—or there could be serious repercussions. Exaggerating or lying about your income on a mortgage application, or including any other other untruths, can be a federal offense. It’s called mortgage fraud, and it’s not something you want on your record.

Bottom line? With mortgages, honesty really is the best policy.

Are you searching for your new home? Let's the experts on The McLeod Group Network help you find it! 971.208.5093 or mcleodgroupoffice@gmail.com.

By: Daniel Bortz, Realtor.com

Displaying blog entries 1-10 of 244

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Contact Information

Photo of The McLeod Group Network Real Estate
The McLeod Group Network
Keller Williams Capital City
1900 Hines St SE #220
Salem OR 97302
971-208-5093
Fax: 971-599-5229

**Disclaimer: Amy McLeod, and her team, do not initiate, process, or service mortgages.  And provide this information only as a service.  You should confirm information here with your Licensed Mortgage Lender.