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Have a Safe and Happy Memorial Day Weekend!

by Amy McLeod Group

12 Genius Yard and Garden Maintenance Hacks to Simplify Your Summer

by Amy McLeod Group


Having a lush green yard as a retreat is fantastic. But maintaining a yard? Easier said than mowed. So the question then becomes: How can you enjoy your backyard oasis with the minimum of effort on pruning, weeding, and anxiously hovering over every blade of grass?

Look no further than "Home Hacks," our weekly series on simplifying all aspects of home life. Since yard maintenance may be looming large over you right about now, here are some smart shortcuts to make the coming warm-weather months way easier.

1. Get your garden tools in good shape

After months in cold, damp storage, your gardening tools can likely use a spring cleaning. To shine rusty tools without elbow grease, soak them in white vinegar for 24 hours, then scrub with steel wool. Keep tools from rusting again by storing them in a bucket of builder's sand. (It really works!)

2. Water less for longer

"Instead of frequently watering your grass lightly, water it only two times per week for longer periods of time," says Barbara Roueche, brand manager for lawn-care equipment manufacturer Troy-Bilt.

The reason: Not only will you save water, but this promotes deeper grass-root growth, thus enabling your lawn to better tolerate drought.


Take a cue from a good rainfall to determine how much water your grass needs. About 20 minutes, twice each week, should do the trick.

3. Use old newspaper and never pull weeds again

Weeds in your flowerbeds are a time-stealing eyesore (plus weeds steal moisture from flowers, causing them to wilt). Banish weeds for the entire summer with this simple trick.

"Pull all the weeds from your beds once, and then add a layer of newspaper beneath mulch," says Roueche.

Newspaper will block new weeds from taking root, as well as help retain moisture. It is also nontoxic and will eventually decompose into the soil.

4. Kill weeds with vinegar

You can also brew up an all-natural vinegar mixture to keep weeds away, says Roueche. Not only is this hack environmentally friendly, it's also a safe option for those with pets sniffing around the yard.

Pour 1 gallon of everyday white vinegar into a bucket and add 1 cup of table salt. Stir the solution until the salt dissolves. Add 1 tablespoon of liquid dishwashing soap to help the mixture stick, and you've got a powerful weedkiller. Funnel it into a spray bottle and spray liberally on the weeds on a sunny day. Any weeds hit with this solution will die within several days.

5. Shine outdoor furniture

Clean stains on plastic outdoor furniture by rubbing marks with a dab of white toothpaste. Toothpaste's tiny granules gently clear stains that most other cleaners can't reach.

If you need to revive sun-faded colors on plastic furniture, polish with a small amount of petroleum jelly or mineral oil. Let the jelly or oil sit for an hour, then wipe it off for a refreshed shine.

6. Prevent pests with pantry items

"Instead of using harmful pesticides, repel critters by sprinkling coffee grounds or citrus peels in your garden," says Roueche.

Both are natural repellents for pests, because of their odor and acidity. Bonus: Coffee grounds also serve as a fertilizer and improve a soil's drainage, water retention, and aeration.

7. Protect your garden from animals and pets

Hate how animals (your own, or intruders) tend to munch on your garden's offerings before you can get a taste? Some plastic forks can fix that.

"Stick plastic forks point-side up around delicate plants," says Jennifer Harder, founder and CEO of Jennifer Harder Mortgage Brokers. Most animals will steer clear lest they hurt their delicate feet.

8. Keep your roses healthy with milk

Roses are susceptible to unsightly fungus, in the form of blotches on leaves. The answer is in your fridge. Take half a cup of milk and add it to a cup of water in a spray bottle.

"Then spray the watered-down milk onto your rose leaves to kill spotting fungus," says DIY expert and Liberty Mutual Insurance consultant Chip Wade.

9. Skip watering your plants

Always forgetting to water your plants? A hack using plastic water bottles can save you the trouble. Fill them with water, then use a needle or pin to poke a few holes in the cap. From there, half bury the water bottle upside down in the dirt near the plants you want to water. The holes in the cap allow for a slow trickle to keep plants hydrated for as long as a couple of weeks (depending on the size of your water bottle).

10. Mow easier

While most people mow back and forth across their lawn, turning around once they reach the sides, there is an easier way: Mow in a spiral shape, from the inside out. This reduces the amount of turning, which is tough to wrangle with a push mower and all but impossible with a ride-on mower. Here's more on how to mow a lawn.

11. Don't bother raking up lawn clippings

Hate raking up your lawn clippings? Leave them on your lawn instead. They'll help fertilize your lawn and keep it lush. Your best bet is to keep these clippings short enough that they won't clump on top of your grass, but rather fall to the earth below. A good rule of thumb to make this happen is the one-third rule: Snip just the top third of the blades of grass so they're small enough to fall through.

12. Make your lawnmower nonstick

A great way to keep cut grass from clogging up your lawnmower's cutting blades is to use cooking spray on the blades.

"This saves a lot of time on cleanup and maintenance, by keeping grass from sticking to the blades," says Harder.

Contact The McLeod Group Network for all your Real Estate needs! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Margaret Heidenry 
Lisa Kaplan Gordon contributed to this post

Can Home Buyers Contact a Listing Agent for a Home Showing?

by Amy McLeod Group


It's bound to happen: You're browsing real estate listings and one day spot a house you'd love to see in person. Should you contact the listing agent directly for a home showing?

After all, most real estate listings (unless they're for sale by owner) mention a listing agent, along with an invitation to contact the agent if you're interested in the property.

If you're already working with a buyer's agent, your first move should be to contact this pro—after all, she's representing you and won't appreciate your doing an end run around her. But if you haven't yet partnered with a buyer's agent, what then?

Here's how to navigate this stage of the home-buying process.

Can buyers contact a listing agent directly?

Technically—yes. The only people who may frown upon contacting a listing agent are buyer's agents, who make their commissions based on representing buyers. But there is no law or rule saying a buyer cannot contact a listing agent.

If you're not actively looking to buy and are just curious about the house, simply be clear about that with the listing agent. Say you're in the early stages of the home-buying process and haven't yet employed the services of a buyer's agent. Ask when the listing agent will be in the neighborhood and would be able to show you the property, says Jane Jensen with Century 21 New Millennium in McLean, VA.

Do buyers need to sign an agreement to see a property?

Touring a property doesn't require signing any documentation. If a listing agent does ask you to sign something, make sure you thoroughly read it. Most likely it is a disclosure about agency, which is required by some local laws. Agency refers to whom the agent represents—in this case the seller—and expectations you should have of the agent's professional responsibilities in regard to showing a property.

However, some agents may be asking you to sign an exclusivity agreement saying they represent you—for this particular property, or all properties you might see in the future. This is rare but possible, so you should make sure you're clear on what you're signing before you move forward.

Do buyers need to find their own agent to see a property?

Checking out a home doesn't require representation, says Shawn Breyer, owner of Breyer Home Buyers, in Atlanta. The listing agent is usually present at the property simply for the security of the homeowner. Think of it this way: Viewing the property individually is the same as attending an open house. And you don't need a buyer's agent to attend open houses.

When do buyers need their own agent?

As a buyer, the option to be represented by an agent is yours. However, if you are actively looking for a home, consider getting a buyer's agent. The listing agent represents the best interest of the seller, says Michael Chadwick, a real estate agent with Citi Habitats in NYC. While a buyer's agent represents the best interest of, yep, the buyer.

In most markets, the seller pays the entire commission fee (usually about 5% or 6% of the sale price of the home)—which includes both the seller's and buyer's agents' fees. So by retaining an agent, you'll have a seasoned professional in your corner who won't cost you a dime.

"But not having an agent could leave you without invaluable help about negotiating, say, inspections that uncover issues," says Larry Simons, a real estate professional with Century 21 Maselle & Associates in Brandon, MS.

Let's get together to discuss your current situation and how The McLeod Group Network can help! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Margaret Heidenry

5 Hot Hardscaping Trends Homeowners Should Try Right Now

by Amy McLeod Group


Whether you're putting your place on the market or just looking to give your crib some extra curb appeal, your property's exterior design deserves just as much attention as the interior.

But while you might've spent hours contemplating new window shutters, light fixtures, and foliage, there's a good chance one exterior improvement has fallen toward the bottom of your priority list: your hardscaping. After all, how much can you possibly change a pathway or sidewalk?

Well, a lot, apparently.

The truth is, hardscaping is one of the first—if not the first—things to consider when sprucing up your outdoor space. We're talking about the structures or materials that divide sections and provide places to walk and sit.

"Hardscaping should be the first component considered [because] it’s really the structure of the landscaping," explains Frederico Azevedo, founder and CEO of Unlimited Earth Care. "If hardscaping is left as an afterthought to the overall design, it will disrupt the flow of any property."

And, just like the plants you choose to grow in your backyard or the color you use to paint your front door, there are plenty of hardscaping trends that will help your property shine. Below are five expert-approved ways to improve your property’s walkways, sidewalks, and pathways.

1. Grass
Photo by Westover Landscape Design
 

Once upon a time, having grass sprout between your slabs of stone was considered sloppy and distasteful. Today, however, it's actually encouraged to integrate greenery into your hardscaping.

"Grass-jointed paving paths combine structured geometry, lush natural textures, and vibrant color," says landscape architect Janice Parker. "They provide an overlapping of formal and informal elements. Thoughtful stone selection, based on the architectural aesthetic of the home, ensures that the style works equally well for contemporary or traditional landscapes."

While a symmetrical and evenly spaced pathway will pair nicely with a manicured yard, it doesn't have to be perfect. Mixing different-sized and -shaped slabs will create the illusion of a naturally made pathway, which is also trending.

2. Crushed stone
Photo by Matthew Cunningham Landscape Design LLC 

Want to create a beautiful walkway but don't have the time for a big project? Consider using the ever-so-trendy crushed stone.

"It's loose, has lots of texture, and produces great sound when traversing," explains Michael McGown, senior landscape architect at KAA Design Group. "It speaks to casual informality, and lets the plantings define the path."

Not only does crushed stone look nice, it's also easy on your wallet andMother Nature. The total cost will vary based on the pathway, but a 50-pound bag of crushed stones can cost less than $40.

"It's very inexpensive, so replacing existing hardscape is probably within the means of a typical homeowner or home buyer," McGown says.

And it's eco-friendly: Crushed stones are more permeable than, say, a slab of concrete, so the water and grass underneath your pathway will still be watered and nourished, McGowan adds.

3. Reclaimed brick
Photo by The Design Build Co.

As the saying goes, one man's trash is another man's treasure—and the world of hardscaping is no exception. Specifically, McGowan says, reclaimed brick is having a moment.

"Reclaimed brick [has] color and texture," he explains. "It’s got a natural patina and looks authentic and timeless. [Bricks] blur the line between contemporary and traditional."

Don't get us wrong, we love a freshly paved sidewalk as much as the next person; however, there's something cozy and inviting about reclaimed materials.

4. Sustainable sidewalks
Hailshadow/iStock

Installing solar panels and planting trees are two obvious steps toward sustainability, but did you know you can apply the same eco-friendly ethos to your hardscaping?

“I’ve always been engaged in working sustainably, so seeing more options and materials coming forward in the past few years is really exciting,” Azevedo says. “Sustainable hardscaping materials are produced in a way that is least damaging to the environment and allow water to penetrate the ground.”

While Azevedo points to urbanite (aka repurposed concrete) and recycled granite as suitable alternatives, he encourages homeowners to think outside the cinder block.

“Crushed seashells, particularly mollusk shells, which have been a burden on landfills in recent years, make an excellent ground cover for paths, or as acidity-controlling mulch for flower beds,” he says.

5. Luxurious limestone
Photo by Hutker Architects 

All of the architectural greats feature limestone: the Pentagon, the Empire State Building, and, now, your walkway. While crushed stone and brick are suitable materials for your hardscape, they give your property a very specific look and feel. Limestone, on the other hand, is versatile enough to be a blank canvas so you can let your yard's foliage take center stage.

It "can provide elegance to either" contemporary or traditional style, McGowan explains.

And unlike brick, which has a predetermined shape, you can cut limestone any way you'd like. So whether you want a straight sidewalk or something with more curve, this is one material that can get the job done.

Contact The McLeod Group Network for all your Real Estate needs! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Kelsey Mulvey

4 Good Reasons to Not Get a Mortgage Online

by Amy McLeod Group


Applying for a mortgage these days can be accomplished entirely online—no need to schlep to a bank and suffer hand cramps filling out paperwork.

Instead, you can punch some basic info into an online mortgage site, and up pops a bunch of loan choices. An industry renowned for being slow and cumbersome is now wooing customers with the promise of ease, speed, and transparency. Rocket Mortgage, Quicken Loan's online platform, for example, promises qualified customers approval in as little as eight minutes.

 
 
 

But taking out a six-figure loan is one of the most complicated and substantial financial transactions most people will ever make. Does it really make sense to handle it by pushing a few buttons on your smartphone?

Maybe for those with a typical 9-to-5 job and good credit.

"If you are a salaried employee with no overtime, no bonus—no funky income, if you will—just a plain-vanilla borrower, then sometimes the online mortgage does work," says Brian Minkow, a divisional vice president and loan originator at Homebridge Financial Services, a non-bank lender. "You know: You have a five-year work history, you're putting 20% down, and have an 800 FICO score."

But then there's everybody else.

Here are some of the many reasons why those borrowers might consider taking more time with the process, including consulting with an experienced loan officer or mortgage broker.

1. You want to shop around for the best loan

First and foremost, it's always in a borrower's best interest to comparison shop on rates and fees, says Keith Gumbinger, a vice president at HSH.com, a mortgage information website. Speed and convenience alone do not always translate into a better price for borrowers.

"You should invest some time in it, do your research," Gumbinger says. "Also, do your diligence on your credit. And think about how long you're going to be in your home." The reason? The length of time you estimate you are likely to be staying in the home can be a factor in whether you apply for a fixed or adjustable rate loan.

Gaining an understanding of different loan programs is a smarter approach than just "going online and filling out things," says Minkow. "A lot of people really don't know if they're getting the right loan program, the right interest rate, the right down payment."

The research process may ultimately lead you straight to the speedy online mortgage site as the best option anyway. But, Gumbinger says, "You won't know that unless you go out and take a look around."

2. You're a first-time home buyer

Researching all your options is especially important if you've never purchased a home before, advises David Weliver, founder of MoneyUnder30.com, a personal finance advice site. First-time buyers should always talk through important details like rates, points, and closing costs with an expert. "After you've been through the process once, you have a better idea of what to expect and what information you'll need to provide to make the process go smoothly," he says.

Even those who have borrowed before may want to consult with someone if there is anything about their circumstances that might make qualifying more difficult. For example, Weliver says, "a real person could be a helpful advocate" for borrowers who are buying a second home or rental property, have spotty credit, or have inconsistent income.

3. You're self-employed

About 15 million Americans are classified as self-employed, according to the Pew Research Center. While salaried workers generally only have to show the lender their W-2 tax forms to prove their income, self-employed workers "should expect that they will have to provide the lender with more income documentation, such as tax returns from the last few years," Weliver says.

The fact is, some online lenders are more strict about documentation requirements than federal guidelines require, because they want to reduce their risk, says Minkow. That can make qualifying even tougher for a borrower who is already perceived as a higher risk—for example, applicants who have only been in their current job for a few months, or those who want to include overtime pay as evidence of their buying power. The lender will want to see proof that the overtime pay is consistent. "Certain guidelines say you have to show you have it for 12 months or 24 months—it depends on the loan," Minkow says.

4. You want some extra handholding

Working with someone one on one may also help prevent last-minute problems when it comes time to buy that house. "I can't tell you how many clients who have come to me after they'd gone online and gotten a pre-approval from a lender," Minkow says. "Then they go to purchase a house, and halfway through the transaction, the online lender says all of a sudden, 'You can't get approved.' The client freaks out. And that's when they get ahold of someone like myself."

Finally, there is the matter of personal preference. Not everyone likes the impersonal approach. Before applying for a loan, borrowers might consider whether they are the kind of person who appreciates a lot of help and attention in other shopping experiences. "If you like a hands-on environment, like a Macy's, you're a different kind of shopper than someone who enjoys going to a warehouse club," says Gumbinger. "Your expectations going in will influence how satisfied you are with the process."

Let's get together to discuss your current situation and how The McLeod Group Network can help! 971.208.5093 or admin@mgnrealtors.com

By and Photo credit: Realtor.com, Lisa Prevost

Happy Mother's Day Weekend!

by Amy McLeod Group


What's the most common home-buying mistake? If you're reading this from a cramped living room, or while lying in your itty-bitty "master" bedroom, you probably know the answer: buying a too-small home.

The mistake is so common that I—a seasoned real estate writer!—made it, too. And plenty more otherwise-smart homeowners are realizing their starter home might be their forever home and wishing they had sprung for a few more bedrooms.

"All too often, this mistake is made by first-time home buyers upgrading from an apartment rental," says Mark Cianciulli, co-founder of The CREM Group.

But soon enough, the buyers realize their mistake—just like we did. Our cozy two-bedroom suited us fine until we began floating the idea of having kids. Panic quickly gripped us: As two work-from-home adults with three animals and regular visitors (thanks, out-of-state fam!), we didn't even know where we'd put them.

Suddenly, calling our home "cozy" seemed like a euphemism for something far more sinister.

Fellow small-home buyers, don't give up hope: Making your adorable abode work long-term isn't an impossible task. Here's how to make your cramped space function for you.

1. Add on to your home

If you adore the neighborhood, adding space to your existing home can turn a cramped cottage into a lifelong home. Check local restrictions first, then consider whether you could double your square footage with a second story, or transform an unused part of the backyard into a master suite.

This is the easiest way to make a tiny house suit your family's growing needs. But keep your budget in mind.

"This can be an expensive undertaking," Cianciulli says. "You're essentially building a new portion to the home."

Costs vary dramatically depending on your location. Expect to spend $80 to $200 per square foot to expand your home's footprint, and $100 to $300 per square foot to add a second story.

2. Inside, think vertical

You're not interested in selling, and you definitely don't have the budget to add on. No sweat! Think up. Find a talented carpenter and get yourself some serious built-ins—complete with hidden helpers.

"It's relatively easy to complement built-ins with clever, space-saving furniture that not only looks great, but serves many purposes," says Andrew Hillman, a broker at Hillman Real Estate.

Create gorgeous workstations by integrating a desk that folds into a bookshelf, or upgrade your laundry space with pull-out drying racks. Use every inch of real estate to make your home feel like a mansion.

3. Reconfigure the layout

Ready to knock down some walls Chip "Demo Day!" Gaines–style? Your floor plan will thank you.

"The best and most economical solution can be reconfiguring the existing layout of the home," Cianciulli says.

Perhaps your home would feel larger if you transformed your rarely used dining room into a master bedroom. Or maybe the living room is awkwardly placed, interrupting the home's flow.

"Even if each day has you frantically searching for ways to streamline and simplify, each home has the potential to be efficient with the right design," says Larry Greene, the president of design and remodeling company Case Indy.

But this isn't a DIY job: Hire a professional architect or remodeling company to creatively reconfigure your space. Consider going with a local company that has worked with similar homes.

"They'll be able to show you how remodelers have dealt with similar design problems and provide solutions that are specific to the challenges of your local area," Greene says.

4. Swap out your furniture

Maybe you used to have an oversize living room—so you bought a huge sectional. Now it's crammed into your current home's much-smaller TV room, making the entire floor plan feel cramped.

It's time to ditch old furniture that doesn't suit your space and integrate sleek, smaller pieces.

A few years ago, Hillman helped a buyer purchase a small city apartment. Then came buyer's remorse. Hillman stepped in to help her redesign, choosing minimalist, transformative furniture.

Soon, "she was happy about her hip, trendy, spacious small home," he says. "She's now addicted to optimizing and organizing her home with creative furniture concepts."

In addition to ditching bulky items, choose furniture that has storage or does double duty, like this industrial pop-up coffee table ($599) from West Elm.

5. Expand your outdoor space

A versatile outdoor living area "immediately expands your living room outward, making it a fun place to entertain and relax with guests," Greene says.

If you're located in a warm climate—or even one that enjoys a decently long summer—create unique, cozy dining and entertaining spaces outside. Need inspiration? Lifestyle blog A Beautiful Mess' comfortable outdoor living room is serious backyard goals.

If you live in a cold climate, you don't have to sacrifice outdoor living, either. Transform a rarely used porch into a sunroom and enjoy natural light all year long.

6. Sell your home

OK, fine: This isn't really salvaging the situation. But any discussion including the words "I hate my house" deserves at least a quick peek at this last-ditch option. If you're suddenly expecting triplets, a two-bedroom bungalow very well might strain your sanity.

If you're truly down in the dumps, consult with your real estate agent. This is "the obvious solution," Cianciulli says, but also a major commitment.

Consider exhausting all the options above before you settle on selling, and prepare to make difficult sacrifices. If you picked your too-small space because it fit your budget and you loved the surrounding neighborhood, don't expect to find a larger home nearby unless you're willing to pony up significantly more cash.

Contact The McLeod Group Network to start the search for your new home! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Jamie Wiebe


Offering over asking price on a house often makes buyers wince. But let's face it, paying above list price is just a reality in certain circumstances—at least if you really have any hopes of getting that house!

So when exactly should you aim high and offer over asking? Check for these signs below that suggest this pricey move is essential.

1. It’s a seller’s market

seller’s market is when there are more home buyers than sellers—meaning demand outpaces the supply of homes for sale. As a result, home buyers in a seller's market face a tough challenge: Due to increased competition, they often have to act fast and bid high to woo sellers into accepting their offer, says Seth Lejeune, a real estate agent with Berkshire Hathaway in Malvern, PA.

Looking at a couple of key factors can help you determine whether you’re in a seller’s market, Lejeune says, starting with the average days on market.

A good rule of thumb: “If houses are selling in your neighborhood in less than 10 days, it’s a strong seller’s market,” Lejeune says. You can find what the average days on market is in your city using realtor.com's Local Market Trends tool.

You’ll also want to evaluate what homes are selling for compared with their list price. In a strong seller's market, Lejeune says, the final sales price is typically at least 10% higher than the asking price. (Your real estate agent can pull this data for you.)

2. You know, for a fact, you're going up against other offers

Bidding wars can erupt, even in a buyer’s market—sometimes all it takes is an aggressively priced home, which is why it’s important to find out whether there are other bids on a property before you make an offer. So go ahead and ask (or have your real estate agent ask on you behalf); generally it's in their interests to say if other offers are on the table since it might spur you to act fast.

3. The house is blatantly underpriced

Some sellers decide to list their home well below the property’s fair market value in an effort to spark a bidding war. In that instance, it may make sense for you to offer over asking price in order for your bid to outshine other offers.

To figure out if a house is underpriced, you and your agent should assess recently sold homes in the area (also known as comparables, or “comps”). This will give you a baseline that you can use to calculate a home’s true market value, which you can use as a benchmark when pricing your offer.

4. You’re competing with cash buyers

Home sellers swoon over all-cash offers for one simple reason: It means there's no doubt that you've got the coin to close the deal. Consequently, all-cash home buyers have a distinct advantage over those who need a mortgage, because there's no guarantee that lenders will fork over the money.

Cash offers made up 29% of single-family home and condo sales in 2017, according to ATTOM Data Solutions. So, if you know you’re competing against one, making a bid that’s over a home’s list price could persuade the seller to accept your offer.

5. The seller isn’t motivated

Some home sellers have to unload their house as quickly as possible, say, due to an imminent relocation for a new job or a need to raise cash to purchase their next home. Other sellers, though, aren’t quite as motivated—and they may just be listing their house to “test the market” and see what sized offer they can get, which is why it’s important to ascertain what the seller’s motivations are, says Diana George, founder of Vault Realty Group, in Oakland, CA.

“I always call the real estate listing agent and speak to them directly to get a better understanding as to what's driving the seller,” George says.

If you find yourself dealing with an unmotivated seller, offering above the home’s list price could make the seller bite. The caveat, of course, is you don’t want to offer so much above asking price to the point where you significantly overpay for the home.

6. You absolutely adore the home—and can’t risk losing it

Sometimes buyers simply fall head over feels for a house, says Chris Dossman, a real estate agent with Century 21 Scheetz in Indianapolis. If you find a house and feel your heart would be broken if you lose it, offering over asking price can help you lock down the property, Dossman says.

7. You can afford to pay over asking price

One word of warning: If you’re obtaining a mortgage, be aware that if you pay way over what a home is really worth, the home still has to pass appraisal in order for your lender to provide you with the loan that you need. Any difference between a home’s appraised value and your contract price would have to come out of your pocket. As always, you’ll want to rely on your real estate agent to help you craft a winning offer you can afford.

Contact The McLeod Group Network to start the search for your new home! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Daniel Bortz

Salem-Keizer OR Real Estate For Sale

4176 Ward Drive NE Salem, OR 97305

MLS#747139

Welcome home to 4176 Ward Drive where we have the TOTAL PACKAGE READY FOR YOU! A sprawling 4-bedroom 2 bath main level living home nestled on a landscaped lot in Jan Ree Gardens is just waiting for you to arrive! Flaunting new interior paint, new carpet, new counter tops, new vinyl flooring, new roof, and fresh trim paint, all you have to do is pack your bags to move in! Entertaining will be a delight in the Living Room with a large picture window and cozy fireplace one could happily linger here all day! Updated light and bright kitchen offers cabinet and counter-top space galore, smooth top range and a serving bar. Flowing effortlessly from the kitchen is a dining area with plenty of flex space for entertaining, beamed ceiling, planning desk and sliders to the backyard top off this spacious area. Fantastic utility room with sink and cabinetry to keep things organized plus an adjoining full bath for convenience! A large master suite plus three generously sized secondary bedrooms all have hard wood floor and great closet space. ​Slip out the sliding glass doors and you will enjoy a serene setting from your patio with new cover perfect for summer grilling and chilling! Double garage is ideal for keeping your toys out of the elements! Dynamic Salem Oregon location! 

 

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

2 Trends Helping Keep Housing Affordable

by Amy McLeod Group


Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that wages have increased at their highest rate in decades!

These two factors have helped keep housing affordable despite low supply of houses for sale driving up prices. First American’s Chief Economist, Mark Fleming, explains the impact,

“Ongoing supply shortages remain the main driver of the performance gap as the housing market continues to face an inventory impasse – you can’t buy what’s not for sale.

 However, an unexpected affordability surge, driven primarily by lower-than-anticipated mortgage rates, rising wages and favorable demographics, has boosted housing demand.”

Mortgage interest rates had been on the rise for most of 2018 before reaching their peak in November at 4.94%. According to Freddie Mac’s Primary Mortgage Market Survey, interest rates last week came in at 4.20%.

Average hourly earnings grew at an annual rate of 3.2% in March, up substantially from the 2.3% average pace seen over the last 10 years.

These two factors contributed nearly $6,000 worth of additional house-buying power for median households from February to March 2019, according to First American’s research. Fleming is positive about the prolonged impact of lower rates and higher wages.

“We expect rising wages and lower mortgage rates to continue through the spring, boosting housing demand and spurring home sales.”

Bottom Line

Low mortgage interest rates have kept housing affordable throughout the country. If you plan on purchasing a home this year, act now while rates are still low!

Contact The McLeod Group Network for all your Real Estate needs! 971.208.5093 or admin@mgnrealtors.com 

By: KCM Crew

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The McLeod Group Network
Keller Williams Capital City
1900 Hines St SE #220
Salem OR 97302
971-208-5093
Fax: 971-599-5229

**Disclaimer: Amy McLeod, and her team, do not initiate, process, or service mortgages.  And provide this information only as a service.  You should confirm information here with your Licensed Mortgage Lender.