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Happy Father's Day Weekend!

by Amy McLeod Group

Exploring Salem Oregon: Unique Vintage Aircraft

by Amy McLeod Group


Friday, 6/14/19 - 2:00 PM to 5:00 PM
Saturday, 6/15/19 - 10:00 AM to 5:00 PM
Sunday, 6/16/19 - 10:00 AM to 5:00 PM

The Salem Municipal Airport will be hosting the Wings of Freedom Vintage Aircraft Tour. Event visitors will have the rare opportunity to visit, explore, and learn more about a variety of treasures from WWII aviation history including a B-17 Flying Fortress, B-24 Liberator, P-51 Mustang, and P-40 Warhawk. $5-$15.

McNary Field
2680 Aerial Way SE 
Salem, OR 97302

978-562-9182

Event Website

Courtesy of Amy McLeod, The McLeod Group Network

Photo Credit: collingsfoundation.org


Looking to make your outdoor area more livable? Consider adding a hardscape feature to complement your plants and flowers. A decked-out backyard can give a big boost to your property's value, and hardscaping can be a central part of this. So what is hardscaping and how much should you budget to make it into a reality for your home? Read on.

What is hardscaping?

Your home’s outdoor spaces consist of hardscapes and softscapes.

“While softscapes are your plants and living elements, hardscaping encompasses the nonliving elements of landscaping—like a paver patio, stone wall, or a gazebo,” says Joe Raboine, director of residential hardscapes at Belgard, which makes residential and commercial products.

Hardscaping can increase the functionality of your outdoor space and can be designed to match your preferred style: traditional, modern, rustic, you name it.

“Using materials such as wood, stone, metal, and concrete, hardscapes can also add physical boundaries and dimension to your yard," says Missy Henriksen, vice president of public affairs for the National Association of Landscape Professionals.

Types of hardscaping

An outdoor kitchen is an increasingly popular type of hardscaping.
Belgard

With a nearly endless list of hardscaping features available, we asked our experts to highlight some of the most popular projects among homeowners.

Many people prefer patios and decks since they can expand a home’s living space, Henriksen says. “Fire features such as fireplaces or fire pits are also among the most common trends in outdoor living as they offer a place to gather and socialize.”

“Garden walls, planting beds, large boulders, stone edging, accent stones, pillars or columns, seat walls, and stepping stones are examples of in-demand features,” says Al Ferrante, owner of Century Building Materials, in Lindenhurst, NY.

In fact, you may even have a hardscape on your property and not even know it! Ferrante says the concrete or stone steps around your doorway could be considered hardscape.

Water hardscape features

Homeowners also like water hardscape features because they offer several advantages.

“In addition to being aesthetically appealing, they are functional for masking traffic noises and for providing additional privacy to your own space,” says Raboine. The sound of running water is also relaxing for most folks.

Some examples of water hardscape features are “waterfalls, fountains, ponds, stream bed,” Ferrante says. These can range from a simple accent to an elaborate focal point.

“The combination of dry and water hardscapes in a yard can improve the livability and beauty, such as adding the classic pairing of a pool and patio,” Henriksen explains.

Hardscaping trends

Photo by Ro | Rockett Design

If you're looking to stay on the cutting edge of design—or are considering selling your home in the near future—consider these hot hardscaping trends.

  • Mix and match: “Mixing materials, textures, and colors in a well-designed space can create eye-popping focal points and designs,” say Raboine. For example, use a different color hardscape for your patio border. This helps define the space.
  • Sleek and modern: Modern, linear designs are increasing in popularity. “Porcelain pavers, for example, are ideal for a contemporary design and are incredibly durable, frost-resistant, skid-resistant, stain-resistant, and easy to clean,” Raboine says.
  • Multipurpose walls: Retaining walls can also be used as benches for seating. Or you can build raised planters or garden beds into the walls to grow herbs and vegetables.

Approximate costs

As with any type of home improvement project, costs vary depending on the size and complexity of the hardscaping, as well as the materials used.

As a general rule, Henricksen says, you can expect to pay $7 to $22 per square foot for hardscaping.

“For example, the installation of a 10-foot flagstone patio with a natural stone gas-burner fire feature will generally cost around $6,000,” she says.

Raboine estimates the following costs for other hardscaping projects:

  • Paving a patio: $900 to $1,000
  • Retaining wall: $3,000 to $8,000
  • Patio/eating area: $1,000 to $2,000
  • Fire pit: $300 to $1,500
  • Pool deck: $3,000 to $12,000
  • Outdoor kitchen: $4,000 to $20,000

Contact The McLeod Group Network for all your real estate needs! 971.208.5093 or admin@mgnrealtors.com.

By and photo credit: Realtor.com, Terri Williams

2 Myths Holding Back Home Buyers

by Amy McLeod Group


Freddie Mac
 recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that,

“For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment…

…Based on our recent survey of individuals planning to purchase a home in the next three years, nearly a third think they need to put more than 20% down.”

Myth #1: “I Need a 20% Down Payment”

Buyers often overestimate the funds needed to qualify for a home loan. According to the same report:

22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

“If a 20% down payment was required, 70% of those who were planning to buy a home in the next three years said it would delay them from purchasing and nearly 30% indicated they would never be able to afford a home.”  

While many believe at least 20% down is necessary to buy the home of their dreams, they do not realize programs are available which permit as little as 3%. Many renters may actually be able to enter the housing market sooner than they ever imagined!

Myth #2: “I Need a 780 FICO® Score or Higher to Buy”

Many either don’t know or are misinformed concerning the FICO® score necessary to qualify, believing a ‘good’ credit score is 780 or higher.

To debunk this myth, let’s take a look at Ellie Mae’s latest Origination Insight Report, which focuses on recently closed (approved) loans.

As indicated in the chart above, 52.4% of approved mortgages had a credit score of 600-749.

Bottom Line

Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

Starting the search for your new home? Let the professionals with The McLeod Group Network help you find your dream home! 971.208.5093 or admin@mgnrealtors.com.

By: KCM Crew

Exploring Salem Oregon: Deepwood Garage Sale

by Amy McLeod Group


Join us this June for Deepwood’s Garage Sale fundraiser! Shop in the Deepwood Greenhouse for home decor, kitchen wares, holiday decorations, and more! Proceeds from the event support the preservation of Deepwood Museum and Gardens.

Saturday, June 8, 2019 - 8:00 AM to 1:00 PM

Deepwood Museum & Gardens
1116 Mission Street SE
Salem, OR 97302

503-363-1825

Event Website

Courtesy of Amy McLeod, The McLeod Group Network

Photo Credit: travelsalem.com

1020 Harbour Lane: Picture Perfect Avalon Meadows Home!

by Amy McLeod Group

Salem-Keizer OR Real Estate For Sale
1020 Harbour Lane NE, Keizer, OR  97303


Beautiful! Immaculate! Like new! Move-in ready!  Are these qualities on your wish list? If so, this desirable Avalon Meadows home is your dream come true! This picture perfect two-story features a spacious open floor plan highlighted by 3 bedrooms, 2.5 baths, gleaming wood floors, a stylish kitchen, neutral colors, recessed lighting, modern fixtures, central air, plus an attached 2 car garage, fenced yard and patio for outdoor entertaining! The sun filled living room offers a cozy gas fireplace setting the scene for comfort and relaxation. Open to the dining area and kitchen, this space is ideal for entertaining and everyday function. Luxurious granite counters, stainless steel appliances and loads of cabinet space make this kitchen a delightful space. Upstairs you will find 3 generously sized bedrooms including the master suite with a walk in closet and private bath. The two secondary bedrooms share a Jack and Jill bathroom. Laundry room with storage helps you stay organized. Offering so much in quality and location, 1020 Harbour Lane will not last! Come take your private tour today!

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

The Feeling You Get from Owning Your Home

by Amy McLeod Group


We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones.

No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, that feeling of safety and security you gain from owning your own home is simultaneously one of the greatest and most difficult to describe.

Frederick Peters, a contributor for Forbesrecently wrote about that feeling, and the pride that comes from owning your own home.

“As homeowners discover, living in an owned home feels different from living in a rented home. It’s not just that an owner can personalize the space; it touches a chord even more fundamental than that.

Homeownership enhances the longing for self-determination at the heart of the American Dream. First-time homeowners, young or old, radiate not only pride but also a sense of arrival, a sense of being where they belong. It cannot be duplicated by owning a 99-year lease.”

Bottom Line

Owning a home brings a sense of accomplishment and confidence that cannot be achieved through renting. If you are debating renewing your lease, let’s get together before you do to answer any questions you may have about what your next steps should be, and what is required in today’s market!

Starting the search for your new home? Let the professionals with The McLeod Group Network help you find your dream home! 971.208.5093 or admin@mgnrealtors.com

By: KCM Crew


Buying a home is a complicated process that involves sharing sensitive information with multiple people. And the latest major data leak highlights the risk consumers take on when they share that information.

Roughly 885 million mortgage-related files stretching back over a decade were exposed by First American Financial Corp., one of the country’s largest title insurance companies, thanks to a flaw in the design of a website that stored the files.

The files, which could accessed if someone had the proper URL, contained a wide array of personal information for parties to thousands of real-estate transactions, including bank-account numbers and statements, mortgage and tax records, Social Security Numbers, wire-transaction receipts, and driver’s license images.

The data leak was first reported by the watchdog website KrebsonSecurity.com.

First American confirmed that the information was leaked and said it rectified the situation once it was notified of it. The company also said it has hired an outside forensic firm to investigate whether any customer information was compromised due to the security flaw.

So far it does not appear that there was any large-scale access to the information, according to the company, but if that changes First American said it will notify consumers and provide credit-monitoring services.

“We deeply regret the concern this defect has caused,” said Dennis J. Gilmore, chief executive officer at First American Financial Corporation. “We are thoroughly investigating this matter and are fully committed to protecting the security, privacy and confidentiality of the information entrusted to us by our customers.”

This is not the first time this year that a data breach involved mortgage documents. In January, news site TechCrunch revealed that some 54,000 mortgage borrowers had their financial data exposed by Ascension, a financial data firm that converts paper documents into computer-readable files. Among those affected included past customers of Wells Fargo, Citigroup,  and Capital One.

While major data breaches like these attract headlines, many consumers nationwide have fallen victim to much simpler, email-based scams, which involved hacked or spoofed email accounts, losing thousands of dollars in the process.

In some cases, scammers will pose as real-estate agents requesting money for a down payment. In other instances, they will dupe unsuspecting consumers into handing over the money for closing from their escrow account by pretending to be a title insurance firm or hacking into their systems.

“Business email compromise can happen to anyone involved in the transaction,” said Katie Johnson, general counsel and chief member experience officer at the National Association of Realtors.

Here are steps that consumers can — and should — take when buying a home to ensure their personal information and money are protected.

Make sure your cyber house is in order. A lot of sensitive information will be shared throughout the process of buying a home and getting a mortgage. Now is a good time to ensure that all of that information is well-protected, Johnson said. This includes changing passwords to make them more secure and enabling two-factor authentication whenever possible. And since you can’t freeze your credit during the mortgage process, it’s not a bad idea to sign up for credit-monitoring or identity-theft protection services.

Ask every company how they will protect your data. Not all companies have the same policies when it comes to cybersecurity — while banks may be subject to stringent federal oversight, the same is not true of smaller mom-and-pop real-estate agencies or title insurers. Before going with a certain company, consumers should find out how they protect information — for instance, do they store documents in encrypted databases?

Avoid sending documents or other sensitive information over email. Many wire-fraud schemes involve hacked or spoofed email addresses. If a real-estate agent, lender or insurer asks for sensitive information over email, consumers should call them to double-check the email is really from them, Johnson said. If possible, consumers should opt to deliver information in person, verbally over the phone or through a secure online portal rather than over email.

Starting the search for your new home? Let the professionals with The McLeod Group Network help you find your dream home! 971.208.5093 or admin@mgnrealtors.com

By: Realtor.com, Jacob Passy

2274 Manzanita St: Conveniently Located 4 Bedroom Home!

by Amy McLeod Group

Salem-Keizer OR Real Estate For Sale
2274 Manzanita St NE, Keizer, OR  97303

IT JUST DOESN'T GET MORE CONVENIENT THAN THIS! Close to Keizer Station, I-5 and all the city conveniences, 2274 Manzanita St has SO much to offer in location and quality! This sprawling one story home it outfitted with 4 bedrooms, 2 full baths, easy care flooring, spacious rooms, tons of natural light, neutral paint colors, quality landscaping and an attached 2 car garage for all your storage needs. Enter into a sun filled formal living room where you could happily linger all day with a good book.  A toasty wood burning stove with a brick surround is the focal point in this large family room connecting to the kitchen. Tile counters, a walk in pantry, a new stove and newer dishwasher, plus abundant cabinet space in this lovely kitchen are sure to excite the chef in your bunch! The formal dining room is perfectly situated between the kitchen and living room for easy serving and after dinner relaxing. The four generously sized bedrooms come complete with plentiful closet space, durable wood laminate, plus the master gets a walk in closet and private en suite. Enjoy grillin’ and chillin’ on the back patio overlooking your fenced yard with mature shrubs and bushes, plus raised garden beds. This McLeod Estates home has been nicely maintained and is just waiting for you to call it home!

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

4788 Tate Ave: Gorgeous Haley Estates Home with Secret Garden!

by Amy McLeod Group

Salem-Keizer OR Real Estate For Sale
4788 Tate Avenue N, Keizer, OR  97303


Today is your lucky day! This quality Darrel Beam home is a must see in Haley Estates! High ceilings, new engineered hardwood floors, recessed lighting, neutral colors, an attached 2 car garage, and your own secret garden with a white picket fence could all be yours at 4788 Tate Avenue! A charming front porch welcomes you in to your first stop in an elegant formal dining room where guests are sure to enjoy a dazzling evening. The open kitchen and great room are next… granite countertops, a large seating bar, stainless steel appliances, pantry, gorgeous cabinetry, vaulted ceilings and a toasty gas fireplace create a warm and inviting atmosphere for everyday living. Sliding doors lead to the covered patio and fenced backyard to enjoy endless summer fun! Vaulted ceilings continue into the master suite where lush carpeting, a walk in closet and private bath are waiting to relax and pamper you. The two secondary bedrooms and a shared full bath provide room for everyone. Laundry room with cabinetry helps you stay tidy and organized. A garden shed and greenhouse help you keep this outdoor space gorgeous with its mature trees, flowers and shrubs. Appreciate an RV area, plus the close proximity to all city services and amenities.  Enjoy that all-too-rare feeling that tells you to “relax…you are finally home”.

The McLeod Group Network has distinguished themselves as a leader in the Salem Oregon real estate market. As a full service, real estate team - focused on working with our Seller and Buyer clients to help achieve their real estate goals!

We bring a keen eye for the details of buying or selling a Salem Oregon home and seemingly boundless determination and energy, which is why our clients benefit from our unique brand of real estate service. Rooted in Tradition, focused on the Future –The McLeod Group Network will help make the most of your Salem Oregon real estate experience. With over 40 years of combined experience, you can rest assured that your real estate transaction will be handled and cared for with the utmost respect and attention to detail. Give us a call today 503-798-4001 and discover the difference we can make during your family's move.

Displaying blog entries 1-10 of 381

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Contact Information

Photo of The McLeod Group Network Real Estate
The McLeod Group Network
Keller Williams Capital City
1900 Hines St SE #220
Salem OR 97302
971-208-5093
Fax: 971-599-5229

**Disclaimer: Amy McLeod, and her team, do not initiate, process, or service mortgages.  And provide this information only as a service.  You should confirm information here with your Licensed Mortgage Lender.